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XRP trades at $1.37, down 26% YTD and 63% below its July 2025 peak, as whale outflows and muted ETF demand pressure the token.
XRP slipped to $1.37 on the day, a 4% decline from the previous close, while large‑wallet (“whale”) sales and tepid spot‑ETF inflows raised doubts about a near‑term rebound.
| At a glance | |
|---|---|
| Price | $1.37 |
| 24‑hour change | –4% |
| Key level | $1.72 (200‑day moving average) |
| Catalyst | Whale outflows and slowing ETF inflows |
Large holders have been offloading XRP, a pattern that historically precedes price drops. Although the exact volume of these sales isn’t quantified, analysts note that “whale accumulation has often appeared before strong price rallies,” and the current lack of accumulation adds pressure to the token’s price action【2】. At the same time, spot XRP ETFs have attracted about $1.39 billion in net inflows this year, but the pace has slowed after a strong May month, limiting fresh liquidity for the token【2】. The combination of reduced institutional buying and active whale selling helped push XRP below its 200‑day moving average of $1.72, a level bulls need to reclaim for a sustained recovery【1】.
XRP remains the fifth‑largest cryptocurrency by market cap, sitting at roughly $85.21 billion with 61.83 billion tokens in circulation【1】. The token’s 14‑day RSI sits in the 42‑44 range, indicating neutral momentum, while both the 50‑day and 200‑day moving averages sit above the current price, reinforcing a bearish technical picture【1】. Since the start of 2026, XRP has fallen about 26% and sits 63% below its July 2025 peak of $3.65, underscoring the depth of the decline【2】. On‑chain, Ripple continues to release up to 1 billion tokens per month from escrow, a supply dynamic that can further weigh on price if release rates accelerate【1】.
The legal cloud over XRP has lifted after the SEC settlement in August 2025, allowing the token to be traded without securities‑law concerns【1】. However, full regulatory clarity still hinges on the Digital Asset Market Clarity Act, which cleared the Senate Banking Committee in mid‑May but awaits a full Senate vote【1】. The pending legislation could unlock broader institutional participation, but until it passes, banks and other financial firms remain cautious.
XRP’s price is now tethered to both macro‑level crypto sentiment and token‑specific supply dynamics. Whether the token can rebound hinges on the balance between whale activity, institutional ETF demand, and the resolution of regulatory uncertainty.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 2 outlets · Jul 17, 2026 · How we report
XRP is trading around $1.09, representing a roughly 2% decline over the past 24 hours, and remains the sixth‑largest cryptocurrency by market capitalization.
Reduced whale activity, fewer large transactions, and net outflows of $7.18 million from XRP‑related ETFs have weakened buying support, contributing to the price drop.
The immediate support zone is $1.08‑$1.10, with a critical floor at $1.00; resistance levels lie near $1.20, $1.35, and potentially $1.50 if the price recovers.
A former SWIFT chief innovation officer stated that XRP integration with SWIFT is "not happening," and SWIFT has launched its own blockchain with major banks without involving XRP.
Ripple is focusing on faster cross‑border payments and expanding partnerships, while the XRP Ledger sees projects in tokenized assets, DeFi, stablecoins, and business solutions, alongside new European regulatory approvals.