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XRP Ledger hits 8 M activated accounts while daily active addresses fall to a 2026 low, signaling a split between long‑term adoption and short‑term usage.
The XRP Ledger now hosts over 8 million activated accounts, a milestone that underscores growing on‑chain adoption even as daily active addresses slipped to a 2026 low of 25,350 accounts【1】. The divergence highlights a potential gap between cumulative user growth and current transaction demand, a factor investors and developers will watch closely.
| At a glance | |
|---|---|
| Activated accounts | 8 M (up from ~7.85 M in March 2026) |
| Daily active addresses | 25,350 (2026 low) |
| XRP price range | $1.05 – $1.11 |
| Catalyst | Milestone of 8 M accounts amid dip in daily activity |
The XRP Ledger Foundation announced the 8 million‑account milestone, marking a steady climb from roughly 7.85 million in March 2026【1】. Yet the same period saw daily active addresses tumble to their lowest level of the year, indicating that while more wallets are being created, fewer are transacting on a regular basis. This split suggests that many accounts may be held for speculative or custodial purposes rather than active payments.
XRP’s price has been trading in a narrow band between $1.05 and $1.11, a range that reflects mixed signals from the network’s growth metrics【1】. Analysts note that broader market factors—such as the pending CLARITY Act and potential ETF launches—remain key drivers of price direction, with technical resistance around the $1.22 exponential moving average cited as a target for a breakout【1】. Meanwhile, Ripple’s own expansion, including the $3 trillion‑clearing business moved onto the ledger, has yet to translate into price appreciation, as the bulk of settlement volume still runs on Ripple’s stablecoin RLUSD rather than XRP itself【2】.
Transaction fees on the XRP Ledger are minuscule—a fraction of a cent—and are burned upon payment, having removed roughly 14.3 million XRP (about $15 million at current prices) since 2013【2】. Even if trillions of dollars of post‑trade activity were to flow through the ledger, fee‑based demand would remain negligible. The primary avenue for price impact lies in collateral usage; Ripple Prime currently accepts XRP as collateral alongside other assets, backed by a $200 million credit line【2】. However, no external banks have publicly committed to using XRP as collateral, limiting broader market demand.
The 8 million‑account milestone confirms that the XRP Ledger continues to attract new participants, but the recent dip in daily activity raises questions about the depth of on‑chain usage. Whether increased collateral adoption or regulatory clarity can bridge the gap between account growth and transaction volume will determine the token’s next price move.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 3 outlets · Jul 17, 2026 · How we report
XRP is trading around $1.09, representing a roughly 2% decline over the past 24 hours, and remains the sixth‑largest cryptocurrency by market capitalization.
Reduced whale activity, fewer large transactions, and net outflows of $7.18 million from XRP‑related ETFs have weakened buying support, contributing to the price drop.
The immediate support zone is $1.08‑$1.10, with a critical floor at $1.00; resistance levels lie near $1.20, $1.35, and potentially $1.50 if the price recovers.
A former SWIFT chief innovation officer stated that XRP integration with SWIFT is "not happening," and SWIFT has launched its own blockchain with major banks without involving XRP.
Ripple is focusing on faster cross‑border payments and expanding partnerships, while the XRP Ledger sees projects in tokenized assets, DeFi, stablecoins, and business solutions, alongside new European regulatory approvals.