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GoMining’s GoBTC Pay opens to merchants, offering 0.2% fees and 12‑hour settlement, while NOWPayments adds 0.5% fees for 300+ assets.
GoMining announced that its GoBTC Pay Gen1 SDK and API are now live, letting the first ten merchants and wallet partners accept Bitcoin payments directly on‑chain with a 0.2% transaction fee and an average settlement time of about 12 hours【2】.
| At a glance | |
|---|---|
| Fee | 0.2% (split between wallet providers and miners) |
| Settlement time | ~12 hours per transaction |
| Initial merchant onboarding | Up to 10 merchants |
| Competing gateway fee | 0.5% (NOWPayments) |
| Asset coverage | 300+ cryptocurrencies, 15+ stablecoins (NOWPayments) |
The Gen1 release bundles merchant onboarding tools, a web‑based dashboard, developer documentation and an open API that streamline Bitcoin acceptance for both merchants and wallet providers【2】. By leveraging GoMining’s private 15 EH/s mempool and Stratum V2 technology, the platform prioritises transactions to hit the 12‑hour settlement target, a marked improvement over the multi‑day delays typical of fiat processors. The company will initially onboard up to ten merchants, giving them direct on‑chain settlement without custodial intermediaries or fiat conversion【2】.
NOWPayments positions its gateway as a broad‑asset solution, supporting more than 300 digital assets and over 15 stablecoins, with transparent fees starting at 0.5%【1】. The service also offers fiat on/off‑ramps via a Banxa integration, enabling merchants to settle in local currencies while still accepting crypto. In contrast, GoMining’s offering focuses exclusively on Bitcoin, emphasizing native settlement and a lower fee structure. Both providers highlight speed: NOWPayments cites an average three‑minute on‑chain confirmation for crypto checkouts【1】, while GoMining targets a 12‑hour end‑to‑end settlement, reflecting different use‑case priorities—instant merchant cash flow versus broader network stability.
Industry observers note that stablecoins now dominate on‑chain transaction volume, a trend that underpins the growing business case for crypto payments【1】. GoMining’s incentive model—splitting the 0.2% fee between wallet providers and miners—aims to reward infrastructure participants directly, potentially boosting miner participation and network health【2】. Meanwhile, NOWPayments’ claim of zero‑fee global payroll payouts and permanent deposit addresses for recurring billing illustrates how crypto gateways are being repurposed for everyday business operations, from freelancer payments to SaaS subscriptions【1】.
The launch of GoBTC Pay marks a concrete step toward mainstream Bitcoin commerce, challenging broader‑asset gateways by offering lower fees and native settlement. How quickly merchants adopt the platform and whether its settlement speed meets commercial expectations will shape the next phase of crypto‑based payment infrastructure.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 3 outlets · Jun 23, 2026 · How we report
Processing times usually take a few minutes, and in some cases transactions are settled instantly, according to the providers.
Yes, B2BINPAY states that low processing fees enable merchants to accept micro‑payments.
Because blockchain transactions are irreversible, refunds often require the merchant to resend tokens to the recipient’s wallet.
B2BINPAY does not provide services to residents or companies in Afghanistan, Central African Republic, Cuba, Eritrea, Iran, DPRK, Libya, Myanmar, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, and certain Ukrainian regions.
Both B2BINPAY and Cryptomus offer API documentation, SDK tools, and ready‑made plugins for e‑commerce platforms to facilitate integration.