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Ripple invests in 2 UK firms to grow XRPL, with XRP price at $1.32, down 28% in 2026, and regulatory clarity driving institutional adoption, learn what's next
Ripple has invested in two UK firms, ZILO and Licuido, to grow its XRP Ledger (XRPL) ecosystem, with the FXRP collateral approval expanding XRP's use case in DeFi [1]. The price of XRP is currently at $1.32, having rebounded on Korean demand, but the limited role of XRP in settlement may dampen direct price impact.
| At a glance | |
|---|---|
| Price | $1.32 |
| 24h % move | -0.5% |
| Key level | $1.30 support |
| Catalyst | Regulatory clarity and institutional adoption |
The recent price move of XRP has been driven by regulatory clarity, with the SEC and CFTC classifying XRP as a commodity, removing legal uncertainty that had weighed on the token for years [2]. However, this classification is still just an interpretive ruling, and a future administration could reverse it without a single vote in Congress. The CLARITY Act, which has passed the U.S. Senate Banking Committee, could permanently lock in XRP's legal status and remove the last barrier stopping institutional money from flowing in.
Ripple's payment network has been used by over 300 financial institutions, including banks in India, the Philippines, Brazil, and the Middle East [2]. The company has also tokenized real-world assets on the XRP Ledger worth more than $3.5 billion in total value. Recently, Ripple, JPMorgan, Mastercard, and Ondo Finance completed the first near real-time cross-border tokenized U.S. Treasury redemption on the network, with the asset leg settling on XRPL in under five seconds [2]. Standard Chartered now projects XRP could hit $7 by the end of 2027, $12.60 by the end of 2028, and $28 by 2030 if institutional adoption plays out [2].
The investment in ZILO and Licuido by Ripple is a significant development for the XRP ecosystem, but the actual impact on the price of XRP will depend on broader adoption and market conditions. With regulatory clarity driving institutional adoption, XRP holders will be watching the passage of the CLARITY Act and the upcoming Swell 2026 event closely.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 3 outlets · Aug 4, 2026 · How we report
XRP is used to pay for network transaction fees, which are then destroyed by the ledger.
No, Ripple currently utilizes its dollar-pegged stablecoin, RLUSD, for institutional settlement and collateral purposes.
These companies provide software for tracking fund ownership and tokenizing fund shares on the XRPL to facilitate borrowing and lending against tokenized assets.