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Vanguard VTI delivers 14.53% 10‑yr returns, 0.03% expense, and $2.3 trn assets – why investors keep buying it even if a market crash looms.
The Vanguard Morningstar Total Stock Market ETF (VTI) has posted a 14.53% annualized return over the past ten years, and its ultra‑low 0.03% expense ratio makes it the author’s “keep‑buying” choice even as a potential market crash is discussed [2].
| At a glance | |
|---|---|
| 10‑yr annualized return | 14.53% |
| Expense ratio | 0.03% |
| Net assets | $2.3 trillion |
| Holdings | 3,531 U.S. stocks |
The article argues that a broad, low‑cost index fund can weather short‑term turbulence because it spreads exposure across large‑, mid‑ and small‑cap U.S. equities, not just the tech‑heavy names that dominate many other funds. Top sector weights are technology (41%), industrials (12.5%), consumer discretionary (12.3%), financials (10%) and healthcare (9.1%) [2]. This diversification is presented as a hedge against a tech‑centric correction, with the implication that other sectors may offset losses if AI‑related hype fades.
International Monetary Fund research shows that bonds have become more positively correlated with stocks since 2019, weakening their traditional safe‑haven role [1]. The same research suggests commodities could restore diversification benefits. Two commodity‑focused ETFs are highlighted: the iShares Silver Trust (SLV), which delivered a 21.75% five‑year annualized return and a 147.9% total return in 2025, but has lost about 50% from its January 2024 peak; and the VanEck Rare Earth and Strategic Metals ETF (REMX), which posted a –2.67% annualized return over nearly 16 years despite a 17% YTD gain [1].
VTI’s track record and scale suggest many investors view it as a long‑term growth engine, even if short‑term market declines loom. Whether commodity ETFs can truly restore diversification remains an open question, hinging on future correlation shifts and price movements.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 2 outlets · Aug 6, 2026 · How we report
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