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Over 120 crypto companies have lobbied the U.S. Senate to approve the CLARITY Act, a bill that could give XRP permanent commodity status and unlock
XRP’s future hinges on a single piece of legislation. More than 120 cryptocurrency firms have written to the Senate urging passage of the CLARITY Act, which would cement XRP’s classification as a commodity and clear a major regulatory hurdle for institutional investors [1].
Key takeaways
The CLARITY Act, described as the most important crypto bill in U.S. history, aims to resolve the long‑standing jurisdictional clash between the SEC and CFTC by sorting digital assets into three categories: securities, commodities, and stablecoins. For XRP, the bill would cement its status as a “permanent commodity,” a classification that currently rests on a joint SEC‑CFTC interpretation after Ripple’s settlement with the SEC in August 2025 [2]. The act passed the Senate Banking Committee on May 14 with a bipartisan 15‑9 vote, but it still requires a 60‑vote majority on the Senate floor and a subsequent House vote, with the White House targeting a July 4 deadline for final passage [2].
The regulatory certainty promised by the CLARITY Act is expected to unlock institutional capital that has been hesitant to enter the XRP market. Current spot ETF inflows total $1.41 billion, yet Bloomberg Intelligence estimates that about 84 % of those funds are still from retail investors, leaving a large institutional gap [1]. AI models surveyed by 24/7 Wall St. all agree that the act will be decisive for XRP’s price trajectory, though they differ on the magnitude of the move. ChatGPT forecasts a range of $1.80‑$2.30, Claude sees $1.35‑$1.65 as most likely, Grok projects $2.50‑$2.80 contingent on Bitcoin staying above $80,000, and Gemini predicts $1.80‑$2.50 with a year‑end target of $3.15 [2]. All models highlight the $1.45 level as a critical threshold, tied to a large supply wall where roughly 60 % of circulating XRP sits at that cost basis.
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AI-assisted synthesis by the TrendWatcher Editorial Desk · sourced from 2 outlets · Jun 11, 2026 ·
The act aims to create a clear federal rulebook by sorting digital assets into three categories: securities, digital commodities, and stablecoins.
Senator Bernie Moreno and other observers warn that if the bill does not clear the Senate before the Memorial Day recess, it risks being shelved indefinitely until 2030.
After the 2022 'crypto winter' and the collapse of FTX, the industry experienced a boom by the fall of 2025, with Bitcoin's value growing sixfold from its 2023 low.
If the CLARITY Act becomes law before the July 4 deadline, XRP would gain a clear regulatory framework, potentially attracting the pension‑fund and asset‑manager capital that could drive its price higher. However, analysts caution that even with institutional inflows, XRP must first recover its July 2025 high of $3.65 and eventually breach $10 before a $200 valuation—an outcome projected no earlier than 2030 due to the massive market‑cap expansion required [1]. The immediate focus, therefore, is on whether the act passes and how quickly institutional money follows, with the $1.45 supply wall serving as a key price level to watch.