# The S&P 500 returns 10% on average, but your mortgage costs 6.36% — here's what the math says to do - Yahoo Finance

**Published:** 2026-05-31T14:30:00.000Z  
**Topic:** S P 500  
**Sentiment:** neutral  
**Publisher:** TrendWatcher — https://www.trendwatcher.in/article/fb957d28-b714-4b9e-8e90-289ca065c9a1





## Sources
1. The Motley Fool — [The Stock Market's "Fear Gauge" Says the S&P 500... | The Mot...](https://www.fool.com/investing/2026/03/24/stock-market-fear-gauge-says-big-move-next-year/)
2. 247wallst — [Dave Ramsey Says Divorced 40-Year-Olds Can Still... - 24/7 Wall St.](https://247wallst.com/personal-finance/2026/05/28/dave-ramsey-says-divorced-40-year-olds-can-still-retire-rich-heres-what-the-math-actually-shows/)
3. AOL — [The S&P 500 returns 10% on average, but your mortgage costs 6.36% — here's what the math says to do](https://www.aol.com/finance/p-500-returns-10-average-143000035.html)

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Cite as: TrendWatcher, "The S&P 500 returns 10% on average, but your mortgage costs 6.36% — here's what the math says to do - Yahoo Finance", https://www.trendwatcher.in/article/fb957d28-b714-4b9e-8e90-289ca065c9a1