# GoMining launches Bitcoin payment gateway with 0.2% fee

**Published:** 2026-06-23T16:50:08.729Z  
**Topic:** Crypto Payments  
**Sentiment:** neutral  
**Publisher:** TrendWatcher — https://www.trendwatcher.in/article/94eabd7a-3f06-4587-9118-74ee42247318

GoMining’s GoBTC Pay opens to merchants, offering 0.2% fees and 12‑hour settlement, while NOWPayments adds 0.5% fees for 300+ assets.

GoMining announced that its GoBTC Pay Gen1 SDK and API are now live, letting the first ten merchants and wallet partners accept Bitcoin payments directly on‑chain with a 0.2% transaction fee and an average settlement time of about 12 hours【2】.  

| At a glance | |
|---|---|
| Fee | 0.2% (split between wallet providers and miners) |
| Settlement time | ~12 hours per transaction |
| Initial merchant onboarding | Up to 10 merchants |
| Competing gateway fee | 0.5% (NOWPayments) |
| Asset coverage | 300+ cryptocurrencies, 15+ stablecoins (NOWPayments) |

## GoBTC Pay infrastructure and early rollout  
The Gen1 release bundles merchant onboarding tools, a web‑based dashboard, developer documentation and an open API that streamline Bitcoin acceptance for both merchants and wallet providers【2】. By leveraging GoMining’s private 15 EH/s mempool and Stratum V2 technology, the platform prioritises transactions to hit the 12‑hour settlement target, a marked improvement over the multi‑day delays typical of fiat processors. The company will initially onboard up to ten merchants, giving them direct on‑chain settlement without custodial intermediaries or fiat conversion【2】.

## Competitive landscape: NOWPayments vs. GoMining  
NOWPayments positions its gateway as a broad‑asset solution, supporting more than 300 digital assets and over 15 stablecoins, with transparent fees starting at 0.5%【1】. The service also offers fiat on/off‑ramps via a Banxa integration, enabling merchants to settle in local currencies while still accepting crypto. In contrast, GoMining’s offering focuses exclusively on Bitcoin, emphasizing native settlement and a lower fee structure. Both providers highlight speed: NOWPayments cites an average three‑minute on‑chain confirmation for crypto checkouts【1】, while GoMining targets a 12‑hour end‑to‑end settlement, reflecting different use‑case priorities—instant merchant cash flow versus broader network stability.

## Adoption signals and on‑chain implications  
Industry observers note that stablecoins now dominate on‑chain transaction volume, a trend that underpins the growing business case for crypto payments【1】. GoMining’s incentive model—splitting the 0.2% fee between wallet providers and miners—aims to reward infrastructure participants directly, potentially boosting miner participation and network health【2】. Meanwhile, NOWPayments’ claim of zero‑fee global payroll payouts and permanent deposit addresses for recurring billing illustrates how crypto gateways are being repurposed for everyday business operations, from freelancer payments to SaaS subscriptions【1】.

## What to watch  
- GoMining’s next merchant onboarding batch and any expansion beyond the initial ten partners.  
- Whether NOWPayments’ fee structure or feature set (e.g., fiat on/off‑ramp) prompts price or volume shifts in the assets it supports.  
- On‑chain settlement speed trends for Bitcoin payments, especially if the 12‑hour target proves consistently achievable.  

The launch of GoBTC Pay marks a concrete step toward mainstream Bitcoin commerce, challenging broader‑asset gateways by offering lower fees and native settlement. How quickly merchants adopt the platform and whether its settlement speed meets commercial expectations will shape the next phase of crypto‑based payment infrastructure.

## Sources
1. GeekWire — [Why accept crypto in 2025? Five everyday cases where it saves time and money](https://www.geekwire.com/contributor-content/why-accept-crypto-in-2025-five-everyday-cases-where-it-saves-time-and-money/)
2. Crypto Briefing — [GoMining opens Bitcoin payment network to merchants and wallets](https://cryptobriefing.com/gomining-opens-bitcoin-payment-network-to-merchants-and-wallets/)
3. Ventureburn — [Why Businesses Are Switching to a White Label Crypto Payment Gateway](https://ventureburn.com/why-businesses-are-switching-to-a-white-label-crypto-payment-gateway/)

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Cite as: TrendWatcher, "GoMining launches Bitcoin payment gateway with 0.2% fee", https://www.trendwatcher.in/article/94eabd7a-3f06-4587-9118-74ee42247318