# Ripple Treasury Nears $13T Settlements; XRP Ledger Adds Security

**Published:** 2026-09-09T08:19:23.546Z  
**Topic:** Ripple Xrp  
**Sentiment:** neutral  
**Publisher:** TrendWatcher — https://www.trendwatcher.in/article/53970c91-7522-4e80-9c1d-16adb984c503

Ripple Treasury is nearing $13 trillion in corporate settlements, with plans to integrate SWIFT and major banks. XRP Ledger adds a key security amendment.

XRP gained over 2% after a period of consolidation, as Ripple Treasury, a platform affiliated with JPMorgan and Goldman Sachs, approaches $13 trillion in corporate payment settlements [1]. This development coincides with a new security amendment for the XRP Ledger, designed to enhance institutional operations [2].

| At a glance | |
|---|---|
| XRP Price Move | +2% [1] |
| Ripple Treasury Settlements | ~$13 trillion [1] |
| Key Catalyst | Institutional integration, security amendment [1, 2] |

## Ripple Treasury's Institutional Integration

Ripple Treasury facilitated approximately $13 trillion in corporate payments last year for 1,100 corporate clients, including Coca Cola, American Airlines, and Stanley Black & Decker [1]. While this volume is substantial, Ripple CEO Brad Garlinghouse noted that none of it has yet run on crypto rails [3]. Ripple's strategy involves a gradual shift, with Garlinghouse anticipating up to 30% of Ripple Treasury activity could be on-chain within five years [3].

The platform is slated for presentation at SWIFT’s annual banking conference, Sibos 2026, in Miami [1]. An interactive architecture map shows Ripple Treasury at the center, with a single treasury dashboard and Digital Asset Accounts that enable companies to manage fiat, XRP, and RLUSD from one platform [1]. The map also illustrates connections to traditional banking rails, including SWIFT, JPMorgan, and Goldman Sachs as banking partners, and enterprise software via ClearConnect API [1]. Ripple acquired GTreasury for approximately $1 billion last October, and Digital Asset Accounts were released on April 1 [1].

## XRP Ledger Security Enhancements

The XRP Ledger is progressing with its Permission Delegation amendment, part of xrpld 3.3.0, which is moving towards validator voting [2]. This amendment introduces role-based authorization, allowing account owners to delegate specific tasks to trusted operators without exposing primary wallet keys [2]. XRPL validator Vet confirmed support for the amendment, noting it was heavily rewritten after previous issues [2].

The Permission Delegation feature is designed to enhance security for token issuers and treasury teams by separating sensitive account ownership from operational responsibilities [2]. Delegated permissions can cover specific operational roles, such as compliance measures, decentralized crypto exchange trading, and token minting [2]. An independent security assessment by Cantina between March 23 and April 8 identified nine findings, including two high-risk issues, all of which were addressed and verified in new code [2].

## What to watch

*   **Ripple Treasury's Sibos 2026 Presentation:** Monitor further details and announcements from the SWIFT Sibos conference regarding Ripple Treasury's integration with traditional finance [1].
*   **XRP Ledger Permission Delegation Vote:** Track the progress and outcome of the validator vote on the Permission Delegation amendment, which could impact institutional adoption [2].
*   **On-chain Volume Shift:** Observe any indications of Ripple's stated goal to gradually shift a portion of its treasury activity onto blockchain rails over the next five years [3].

The ongoing integration of Ripple Treasury with established financial institutions and the security enhancements to the XRP Ledger signal a continued focus on institutional adoption, aligning with Ripple's strategy of gradual blockchain integration rather than immediate disruption [1, 2, 3].

## Sources
1. Coingape — [XRP In Spotlight As Ripple Treasury Nears $13T Milestone With SWIFT, JPMorgan, Goldman Sachs](https://coingape.com/xrp-in-spotlight-as-ripple-treasury-nears-13t-milestone-with-swift-jpmorgan-goldman-sachs/)
2. Coingape — [XRP Ledger New Security Amendment Gets Validator Support Amid Critical Audit](https://coingape.com/xrp-ledger-new-security-amendment-gets-validator-support-amid-critical-audit/)
3. Coinpaper — [Ripple’s Crawl, Walk, Run Strategy Gains Momentum as Treasury Volume Tops 13 Trillion](https://coinpaper.com/16860/ripple-s-crawl-walk-run-strategy-gains-momentum-as-treasury-volume-tops-13-trillion)
4. Ripple — [XRP ETFs: The Institutional Era Has Begun | Ripple](https://ripple.com/insights/xrp-etfs-the-institutional-era-has-begun/)

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Cite as: TrendWatcher, "Ripple Treasury Nears $13T Settlements; XRP Ledger Adds Security", https://www.trendwatcher.in/article/53970c91-7522-4e80-9c1d-16adb984c503