# Ripple XRP price stuck near $1.40 as CLARITY Act hurdle looms

**Published:** 2026-07-14T21:53:01.651Z  
**Topic:** Dao Crypto  
**Sentiment:** neutral  
**Publisher:** TrendWatcher — https://www.trendwatcher.in/article/3c86b380-d635-449a-8d10-cde8f212a0df

XRP trades around $1.40, down 6% weekly, with $1.50 resistance and Senate CLARITY Act vote pending – see key levels and ETF inflow data.

XRP is hovering at $1.40, barely above its $1.36‑$1.50 range, while the Senate Banking Committee’s May 14 CLARITY Act vote keeps the token’s upside hinged on legislative approval and fresh ETF money.  

| At a glance | |
|---|---|
| Price | $1.40 |
| 24‑h change | –6.4% (week) |
| Key level | $1.50 resistance |
| Catalyst | CLARITY Act Senate vote & $1.41 bn ETF inflows |

## Institutional wins vs. price stagnation  
Ripple’s ecosystem has expanded: a cross‑border U.S. Treasury settlement cleared in under five seconds on the XRP Ledger (May 6) and tokenized real‑world assets topped $3 bn in late April, a 59% month‑over‑month jump【1】. Yet the token itself remains flat, with large‑holder activity evident – the number of wallets holding at least 10,000 XRP hit a record 332,230, suggesting quiet accumulation【1】.  

## Regulatory hurdle and market dynamics  
The CLARITY Act, which would codify XRP’s commodity status into law, cleared the Senate Banking Committee with a 15‑9 vote on May 14 and now awaits a 60‑vote Senate floor threshold【1】. Polymarket assigns a 63% probability of passage in 2026, and Standard Chartered projects $4‑$8 bn of additional ETF inflows if it passes【1】. So far, XRP ETFs have drawn $1.41 bn cumulatively, but 84% of that is retail‑driven, with institutional participation still limited【1】.  

## Price outlook and realistic targets  
Analysts generally see XRP at $5‑$8.70 by 2027, far short of the $15 hype that would require a $927 bn market cap—about 60% of Bitcoin’s current size【1】. A more attainable near‑term target is $2, contingent on breaking the $1.50 resistance and closing above the 200‑day moving average at $1.88【2】. Historical patterns show that when XRP reclaimed $2 in January 2026, volume spiked 190% to $4.27 bn and the token briefly became the third‑largest crypto by market cap【2】.  

## What to watch  
- **$1.50 resistance** – a clean close above this level could open a run toward $1.80 and revive the $2 target.  
- **CLARITY Act Senate floor vote** – passage is the primary catalyst for larger institutional ETF inflows.  
- **ETF inflow trends** – monitor weekly net inflows; a shift toward institutional money would signal demand beyond retail speculation.  

The disconnect between Ripple’s growing institutional partnerships and XRP’s stagnant price underscores a pivotal moment: if the CLARITY Act clears the Senate and ETF money flows accelerate, the token could finally translate ledger usage into real demand. Otherwise, the $1.40 price may linger until another catalyst emerges.

## Sources
1. 24/7 Wall St — [Ripple (XRP) Price Prediction: Will XRP Hit $15 By 2027?](https://247wallst.com/investing/2026/05/25/ripple-xrp-price-prediction-will-xrp-hit-15-by-2027/)
2. 24/7 Wall St — [Ripple (XRP) Price Prediction: Can XRP Hit $2 Again in 2026?](https://247wallst.com/investing/2026/05/20/ripple-xrp-price-prediction-can-xrp-hit-2-again-in-2026/)
3. 24/7 Wall St — [Ripple (XRP) Price Prediction: Vincent Van Code Used AI to Predict XRP at $500](https://247wallst.com/investing/2026/05/07/ripple-xrp-price-prediction-vincent-van-code-used-ai-to-predict-xrp-at-500/)

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Cite as: TrendWatcher, "Ripple XRP price stuck near $1.40 as CLARITY Act hurdle looms", https://www.trendwatcher.in/article/3c86b380-d635-449a-8d10-cde8f212a0df