XRP price down 60% as investor warns of repeat crash

XRP is now about 60% below its summer‑2025 high of $3.65, hovering near $1.15 after a sharp pullback that began in late 2025 [1]. Investor Anthony Di Pizio argues the token’s woes go beyond price, pointing to structural issues that could drive further downside [1]. He notes that while Ripple’s Payments platform can settle transactions in fiat, the system does not require XRP, leaving the token’s demand vulnerable [1].

Ripple’s 2024 launch of the RLUSD stablecoin, which runs on the XRP Ledger and still uses XRP for transaction fees, gives the token some residual utility [1]. However, Di Pizio stresses that XRP’s fate is tightly linked to Ripple’s regulatory battles and centralized control, unlike Bitcoin’s decentralized design [1]. The ongoing SEC lawsuit and the pending CLARITY Act—proposed legislation that would place large tokens such as XRP under CFTC oversight—add further uncertainty to the token’s outlook [2].

Technical charts show XRP finding support around $1.15 within a broader $0.70–$0.90 accumulation zone, but indicators on the 1‑day and 1‑week timeframes remain bearish, with RSI values in the oversold region and a recent break below the 50‑day moving average [2]. Despite a modest 0.43% rise in the last 24 hours, the longer‑term trend points to continued pressure, echoing the post‑2018 collapse that saw XRP fall more than 95% before bottoming near $0.15 in March 2020 [1].

If history repeats, Di Pizio estimates XRP would need to lose another 90% to match its 2018 low, a trajectory he says “appears to be trending in that direction” [1]. The combination of limited intrinsic demand, regulatory headwinds, and a price pattern that mirrors past crashes leaves investors watching for whether XRP can break the downtrend or slide toward historic lows.