Bitget Wallet Card launches Assetback rewards with Bitcoin, gold and

The Bitget Wallet Card will start paying rewards in real assets—Bitcoin, tokenized gold, US equities and USDC—rather than cash, with up to 3% of eligible spend returned as the chosen asset from Aug 1 2026 [2].

Assetback mechanics and user impact

Bitget’s “Assetback” program lets cardholders select one of seven assets—BTC, tokenized gold (XAUT), NVIDIA, Tesla, Google, the S&P 500, or USDC—and automatically credits up to 3% of each eligible purchase in that asset. Users can switch their choice once per month, and rewards become withdrawable once they total at least $1 USDC [1]. The model replaces the previous zero‑fee cashback scheme, aiming to turn routine spending into a form of dollar‑cost averaging without a separate brokerage account.

Market context and scale

The rollout coincides with a rapid expansion of crypto‑card usage. Monthly crypto‑card payment volume hit $656 million in May 2026, more than double the $271 million recorded a year earlier, pushing total sector volume past $7.8 billion [2]. Bitget’s own card spending nearly tripled in the first half of 2026, and transaction patterns now resemble those of traditional consumer cards [2]. By offering tokenized real‑world assets as rewards, Bitget seeks to broaden access to U.S. equities and commodities in markets where direct investment can be costly or restricted.

Competitive positioning

Bitget claims to be the only self‑custodial payment stack that combines a crypto card, QR‑pay, bank transfers and an in‑app shop, serving over 100 million users across more than 50 markets [2]. The Assetback feature leverages the xStocks tokenized equity framework, which has been powering billions of dollars in on‑chain volume since its launch in June 2025 [2]. This integration differentiates Bitget from other crypto cards that still reward users in fiat cash or points, potentially attracting users who prefer direct exposure to crypto and tokenized assets.

What to watch

• Assetback adoption – Track the proportion of cardholders opting for non‑USDC assets versus stablecoin rewards.
• On‑chain tokenized equity volume – Monitor xStocks transaction volume for signs of growing liquidity in tokenized stocks and ETFs.
• Regulatory developments – Watch for any jurisdiction‑specific rulings on tokenized securities that could affect the availability of the listed equities.

The Assetback launch marks a shift from traditional cash rebates toward automated portfolio building via everyday spending, testing whether tokenized assets can become a mainstream rewards medium as crypto‑card adoption accelerates.